I have no idea how true this story is but it's an interesting idea:

A Charlotte, NC, lawyer purchased a box of very rare and expensive cigars,

then insured them against fire among other things

Within a month, having smoked his entire stockpile of these great cigars and

without yet having made even his first premium payment on the policy, the

lawyer filed claim against the insurance company.

In his claim, the lawyer stated the cigars were lost "in a series of small

fires."

The insurance company refused to pay, citing the obvious reason: that the man

had consumed the cigars in the normal fashion.

The lawyer sued... and won!

In delivering the ruling the judge agreed with the insurance company that the

claim was frivolous. The Judge stated nevertheless, that the lawyer held a

policy from the company in which it had warranted that the cigars were insurable

and also guaranteed that it would insure them against fire, without defining

what is considered to be unacceptable fire," and was obligated to pay the

claim.

Rather than appeal process, the insurance company accepted the ruling and

paid $15,000.00 to the lawyer for his loss of the rare cigars lost in the

"fires."

NOW FOR THE BEST PART...

After the lawyer cashed the check, the insurance company had him arrested on

24 counts of ARSON!!!!

With his own insurance claim and testimony from the previous case being used

against him, the lawyer was convicted of intentionally burning his insured

property and was sentenced to 24 months in jail and a $24,000.00 fine.