Kent,

I've bookmarked your links and I'll hit all that stuff when I've got more time to absorb.

This program will use federal money to match savings dollars.  So, if I'm a single mom that can only toss 20 bucks into savings, the fed will match to a certain percentage to help make large purchases, like a car, home downpayments, etc.  While they're saving, I'll be able to work with the family on budgeting, empowerment against creditors and other fun stuff.  Kind of like a credit counselor but focusing on the lowest socioeconomic levels.  I'll help folks face their creditors, understand that although they're scary, they can't exist without the consumer and help folks develop some financial independence. 

The point of this program is that we all know how frustrating it is to save money for needed things.  With so many "predatory" low income programs like rent to own scams and credit cards, this will be another option.  This will hopefully elevate the persons served rather than to drive them further in debt.  If the first savings experience is a good one, perhaps they'll have the guts to try it again later.  

I'll also be doing a thing called "Foster Grandparents" which uses volunteers from the community, over age 65 to work with young parents as mentors. Kinda like parents as teachers but utilizing the mainly the older and wiser.

I tried to pitch my idea of a "Beer For Paul" fundraiser but that's still in the works.

Gotta fly,

PRH