Unlike our American systems(think health and retirement programs) these programs are said to be completely transferable. Which we could do here, but the people who write the laws don't write them that way, so many suffer penalties, and thus loss of assets if they change jobs(which many do, some frequently).
That is because they want these things to be taxed again and again. So many decisions are based on what the tax income implications it will have on taxable income.
We are self employed. The rates are out of this world. We do without medical care excepting emergencies and some preventative stuff like dentistry. Self medication, and my own version of a sweatlodge does wonders. One day, God willing, I'll suddenly drop dead. If the Mrs goes first, I'll dig a hole and add one of the worm bins for good measure.
I've been there and this is where I think some government involvement would help. The reason health care cost skyrocket is due not entirely from medical costs but from the medical insurance sham scam. I think if we had reform in this area it would go a long way toward decreasing the overall cost of medical insurance. I wonder how much having the flood of illegal aliens free health care is having on the total cost and what would happen if we were to extinguish it
Yes and it sounds so good to the sheep that lap up the Hillary plan for it. What the proponents of such a plan fail to mention is that is is counter productive to the practice of medicine and will ultimately downgrade the U.S. medical system.
